WarrantyHub
WarrantyHub
It's 2 AM. Your smoke alarm goes off. You grab your family and get out. By morning, your home — and everything inside it — is gone. The fire investigator hands you a clipboard. Your insurance company calls and asks one question that will determine how much of your loss gets covered:
"Can you provide a complete list of everything in your home — with proof of purchase?"
Most homeowners cannot. Without documentation, insurance companies lowball settlements, delay payments, or deny claims entirely. The average undocumented home insurance claim pays out 40–60% less than the actual value of what was lost.
WarrantyHub was built to fix this — permanently. Here's how it protects you before, during, and after any disaster.
Every major home insurance claim — regardless of the cause — requires documented proof of what you owned and what it was worth. Here's what each scenario demands:
Total or partial loss of home contents. Insurers request a full itemized list of damaged or destroyed property.
Water-damaged appliances, electronics, and furniture. FEMA and private insurers both require itemized documentation.
Broken electronics, shattered appliances, and structural damage to contents require proof per item.
Roof damage, broken windows, and destroyed outdoor equipment all require documentation for full reimbursement.
Police reports require a serial number list. Insurance claims require proof of ownership for every stolen item.
Inside WarrantyHub, every item you add becomes part of your living home inventory. When disaster strikes, you tap one button and get a complete, insurance-ready report.
Free on App Store and Google Play. Takes 60 seconds. Your inventory is instantly backed up to the cloud — even if your phone is lost in the disaster.
Start with the most expensive rooms: living room (TV, soundbar, gaming console), kitchen (refrigerator, dishwasher, oven), and home office (laptop, monitor, printer). Add each item with its purchase receipt, serial number, and model.
WarrantyHub's AI automatically extracts the purchase date, price, store name, and product details. If you don't have a paper receipt, check your email inbox or retailer account — Amazon, Best Buy, Apple, and Costco all maintain full order history.
Add 1–2 photos per high-value item showing the product in your home. This visual evidence is powerful during insurance disputes. Insurers use photos to verify condition and confirm the item existed in your possession.
From the WarrantyHub dashboard, tap "Export" to generate a professional PDF report with all items, serial numbers, purchase values, and receipt attachments. Send this to your insurance agent as your pre-disaster inventory baseline.
Call your insurance company to open a claim. They will ask for your policy number and a preliminary description of the loss. Do not enter a damaged structure.
Open WarrantyHub from any device (your account is cloud-synced). Tap Export → Insurance Claim Report. Your entire home inventory with receipts, serial numbers, and values downloads instantly as a PDF.
Your insurance adjuster will schedule an inspection. Submit your WarrantyHub export alongside any photos or videos of the damage. Having this documentation early puts you in control of the settlement negotiation.
With itemized receipts and replacement values documented, your adjuster cannot dismiss or undervalue your claim. Most documented claims settle 2–3x faster than undocumented ones.
As you replace items, add them back to WarrantyHub with new receipts and warranties. Your inventory stays current for the next unexpected event.
| Task | Manual (Spreadsheet) | WarrantyHub |
|---|---|---|
| Adding a new item | 10+ minutes of data entry | 30 seconds — snap receipt, AI fills the rest |
| Finding a serial number during a claim | Search through emails and boxes | Instant search in the app |
| Generating an insurance report | Hours of formatting and printing | One tap — PDF ready in seconds |
| Access during a disaster | Spreadsheet destroyed with your home | Cloud-synced — access on any device |
| Keeping records current | Manually update after every purchase | AI scans email for new purchases |
| Cost | Free (but time-consuming) | Free |
🚨 Critical: If you only do one thing after reading this — spend 20 minutes adding your top 10 most expensive home items to WarrantyHub right now. That's the difference between a full payout and a lowballed settlement.
Join thousands of homeowners who are already protected. Free on App Store & Google Play.